Aug 11, 2026 · Retirement
Your FI Number Is Simpler Than You Think
25× annual spending. Where that rule comes from, when it breaks, and what it means for a clinician timeline.
Read more →Retirement
FI numbers, withdrawal rates, and retirement accounts.
Jul 27, 2026 · Retirement
The 4% Rule: What It Is and What It Isn’t
The Trinity study, sequence-of-returns risk, and why 4% is a planning tool rather than a promise.
Read more →The ClinWealth letter
Practical writing on clinician money, sent when we have something worth your time. No spam, and leaving takes one click.