Student Loan Refinancing
Advertising disclosure: companies below may pay ClinWealth a referral or advertising fee. This never changes your price or terms. We only list companies we’d recommend to a colleague.
Refinancing can cut your interest rate substantially, but it permanently gives up federal protections like PSLF and income-driven repayment. Rule of thumb: pursuing forgiveness or working for a non-profit? Don’t refinance. Private-practice attending with a high rate and stable income? Run the numbers below.
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Placeholder Lender A
Up to $1,000 cash back
Fixed and variable rates; resident program available
- ✓ Resident-friendly payments during training
- ✓ No fees to refinance
- ✗ Requires good credit for best rates
Placeholder Lender B
$500 welcome bonus
Fixed rates; autopay discount
- ✓ Fast online application
- ✓ Co-signer release option
- ✗ No resident program
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